Privacy

1.What this page covers

This page is about The Bull's Edge, the website at thebullsedge.com. It says what personal information the site collects, why, who sees it, where it is kept, for how long, and what you can ask for. The terms are a separate page, and they are the one you are asked to click; this one you are only asked to read.

The Bull's Edge is for adults. We do not knowingly hold information about anyone under 18.

2.What we collect, and where it comes from

From Google, when you sign in: the address on your Google account, the name on it, and Google's word that the address is verified. We ask for nothing else, so no contacts, no calendar, no files. Google's own sign-in script runs on our sign-in page, so Google knows you visited it; Google's privacy policy covers what Google does with that.

From your visits, automatically: every request your browser makes to the site is logged with the time, the page or data asked for, your network (IP) address, your browser's name, the page that sent you, your plan at the time, and whether the door let you in. The pages you actually land on are counted once more, as page views, with the time and the section. Background refreshes and image files are not logged. When you accept the terms, the version, the time, your address and your browser are kept as the proof.

From you, on purpose: your display name, if you change it; your light-or-dark choice; the stocks on your watchlist; and, for the features your plan limits, what you used each day (which stock pages and Wire cards), so the counter can work; and the topics you ask Alfred to map as new Market Ripple boards, kept with your account for a week. A topic is checked by Anthropic's model before it is queued and then sent to Anthropic again for Alfred to map; the board he makes is shown to every reader, without your name or your words. The questions you type into Ask Alfred are sent to Anthropic to be answered and are not kept by us; we keep only how many you asked each month and what they cost, and the conversation itself stays in your browser tab. If you add your own Anthropic key, it is sealed on our server (AES-256-GCM) and only its last four characters are ever shown back. During the beta, your answers to the beta survey and any quick notes you add there are kept with your account and read only by Cam and Graham, to improve the site.

From SnapTrade, if you link a brokerage account: the institution, the account's name, type and masked number, its balances, its holdings with their prices and values, and a daily total. You sign in to your brokerage on SnapTrade's own pages; your brokerage password never passes through The Bull's Edge, and the connection is read-only. We keep a sealed token that lets us read the account until you disconnect it.

From Stripe, if you pay for a plan: Stripe's ids for you as a customer and for your subscription, the subscription's status and renewal date, and a short log of what Stripe told us. Your card number and billing address are typed into Stripe's pages and never reach our servers.

Behind the scenes, the account record itself: when you were invited and by whom, when you first and last signed in, your plan and who set it, and any flag an admin put on the account (such as asking you to accept the terms again), with the time and the address it was set from.

What we never collect: your password, your contacts, your location, anything from your device beyond what a browser sends with every request, and nothing at all about you from anyone else.

3.Why

To run the site: sign you in, show you your own things, remember your choices.

To keep it safe: the log is how we see a stranger at the door, a removed account still knocking, or a bug. A refusal is always logged, even when nothing else is.

To run your plan: count what you use against its limits, and bill the plan you chose through Stripe.

To answer you when you ask about any of this.

For nothing else. We do not profile you, we do not advertise, we do not use what you do here to train anything, and the only automatic decision ever made about you is the arithmetic of your plan's limits.

4.Who sees it

Inside: Cam and Graham, the two people who run The Bull's Edge, through the site's own admin pages (Users and Traffic) and the database behind them. Nobody else. A copy of each access-log line also reaches a monitoring page on a server Cam runs, so the health of every site here can be watched in one place; it holds nothing the log itself does not.

Outside, only companies doing a job for us, each seeing only what that job needs: Google, which hosts the site and its database (everything above sits on Google Cloud under Google's data-processing terms); Stripe, for payments; Anthropic, which receives the text of each Ask Alfred question and each term you ask to have explained, in order to answer it; SnapTrade, if you link a brokerage account; and Financial Modeling Prep, whose servers the company logos load from directly, so when a page shows a logo they see your network address and the ticker, and nothing more.

Never: an advertising network, an analytics company or a data broker. The Bull's Edge does not sell, rent or trade personal information. We would hand it to anyone else only if the law required it, and we would tell you, unless the law forbade that too.

What other users see of you: nothing. Your watchlist is yours alone. The site tells Alfred how many people watch each stock, as a number with no names, so he knows what to research.

5.Where it lives

In Canada: the database and the application run on Google Cloud in Toronto (region northamerica-northeast2), with Google's automated daily backups in the same region. Firebase Hosting stands in front of the application on Google's worldwide network, so a request may pass through a server outside Canada on its way; what is stored stays in Toronto.

The Bull's Edge shows GRQ's research, so once an hour the research itself (prices, write-ups, calls, with every member's name masked) is copied up from GRQ's own server. Nothing about you is copied down, except that count of watchers per stock.

6.How long we keep it

The access log: 180 days, then deleted automatically. Page views: kept with no time limit at present.

Your account and what you added to it: until you delete the account. Settings → Delete account removes your watchlist, your linked brokerage accounts and our copies of them, your Anthropic key, your chat counts, your daily counts and your survey answers at once, and signs you out. A paid plan has to be cancelled first, so Stripe does not keep billing a closed account.

What stays after a deletion: your address and name on the closed account, marked removed, so the log lines that name you still read and the account cannot be reopened by accident; the terms you accepted, as the proof; the billing log, as our record of what Stripe did; and the access log until its 180 days are up.

Cookies: The Bull's Edge sets two of its own. __session signs you in: a signed token naming your address and which terms you accepted, unreadable by scripts, good for 30 days and renewed while you keep visiting, up to a year from the day you signed in; signing out deletes it. grq-terms is a signed note that you accepted the terms. Your browser's own storage holds a few conveniences that never leave it: a layout choice, an options calculator's saved scenarios, and the Ask Alfred conversation in your current tab. Google's sign-in script may set Google's cookies on google.com.

7.What you can ask for

To see what we hold about you: ask, and you will have a copy within 30 days.

To correct it: your name you can change yourself in Settings; anything else, ask.

To delete it: Settings → Delete account, or ask. A linked brokerage account you can disconnect on its own at any time, in My portfolio.

To complain: to us first, and if that does not settle it, to the Office of the Privacy Commissioner of Canada, which oversees PIPEDA, the federal privacy law this page is written under.

8.If something goes wrong

If personal information is lost, leaked or taken in a way that could harm you, we will tell you as soon as we know, say what happened and what we are doing about it, and report it to the Privacy Commissioner where the law requires.

9.Who to ask

Cam or Graham, the two people who run The Bull's Edge and the only two who can see any of it. Whichever of them invited you is the one to talk to.

10.Changes, and the law

When this page changes, the version date at the top changes with it. If a change matters, we will tell you on the site before it takes effect. This page is governed by the laws of Ontario and Canada, like the terms (/terms). Version 2026-11-03.